We drive, so can go 2-3 times a year and usually stay mod/deluxe. I never pay full rate, since I do bounceback or AP deals. Thanks for any help you can give!
2:18pm on 6/13/26 by
MicheleandtheBeast
I have two direct contracts. I bought CCV when it was first offered (it was what made me want DVC) and added a small direct BWV contract at a time that it was almost the same price as resale. I was considering a 3rd contract, maybe resale.
2:43pm on 6/13/26 by
PrincipalTinker
I will never buy a restricted resale contract.
2:44pm on 6/13/26 by
PrincipalTinker
We purchased 150 pts at SS resale contact from DVC Resale Market. We've stayed there twice and stayed at CC once, Poly once, and poly tower once on these points over the 4 years. We appreciated the price and the 2053 end. We plan to retire near the bubble
3:24pm on 6/13/26 by
IMarriedMyEllie
DH & I had/have four DVC contracts. He passed away last year, so I am learning the ropes of using the points. Due to banking last year's points, I had a lot of points to use, so I went on an ABD trip. When scheduling that, I was told only 3 contracts
4:46pm on 6/13/26 by
anneofcreek
were eligible to use for ABD (direct purchases). So I learned I had enough points left for a 9-day trip to OKW. My younger son turns 30 in September, so I can use all my points after all!
4:51pm on 6/13/26 by
anneofcreek
I'm always very happy to chat DVC if you want to message me in the forum I can discuss in detail. I have helped out other liners before.
7:26pm on 6/13/26 by
Totsypooh
Also, I own both direct and resale contracts and can talk about how to use them in combination
7:26pm on 6/13/26 by
Totsypooh
That said there's also a lot of really good resources out there especially those video bloggers that can explain the 101 of it all
7:27pm on 6/13/26 by
Totsypooh
We bought 150 @ RR IN '22. Doing the math, it basically meant we could stay deluxe @ moderate prices. With 3 kids, value was never an option anyway. We've been able to bless our extended family with stays too.
7:32pm on 6/13/26 by
DestinyCalled
So far, booked @ RR, Grand Cal, Poly, AKL Kidani, BWV, CC, OKW & SSR in Aug.
We bought Direct, but will consider resale for our next contract (fully expect once kids graduate).
We've been very happy. DW & I will do our 3rd "just us" trip in Aug
7:37pm on 6/13/26 by
DestinyCalled
I also own direct and resale including a resale. Honestly didn't do enough research before our first purchase. But I like having some direct pints for benefits and the cost savings of the resale points I have.
8:48pm on 6/13/26 by
VikeQueen
But I love the riviera so would not buy only resale points because I personally would not like being shut out of that resort. Go watch some dvc fan videos for insight.
8:48pm on 6/13/26 by
VikeQueen
One of my contracts is a restricted riviera contract. But I would never recommend that as a first or only purchase.
8:49pm on 6/13/26 by
VikeQueen
@vikequeen, how is availability at 11 months?
9:08pm on 6/13/26 by
maurine08
We are all resale, started before resale restrictions, so we have all benefits with those points. We love Riviera so bought small restricted resale to ensure lower point stays, but would not start or buy restricted if we didn't have full benefits already.
9:09pm on 6/13/26 by
Beautiesandtheb
@maurine, depends what you are going for. Standard view can go quick, lower point and see Epcot. Preferred view available much longer. As more points become restricted, availability, especially for stnd view rooms will become tighter. Why we bought there.
9:15pm on 6/13/26 by
Beautiesandtheb
We own both. We first bought SSR resale to test the water. Then Poly when the tower first went on sale. And.....still don't have enough points. Add-on-itis is real!! Advantage of resale is lower buyin and you can pick your use year (aka month).
9:48pm on 6/13/26 by
hlbyers
Now we use SSR as "sleep around points" to book wherever is available at 7 mo (though we love SSR and stayed there several times). Poly points have been for the poly at 11mo. Like Tootsy mentioned - you'll find passionate DVC folks here. Reach out!!
9:50pm on 6/13/26 by
hlbyers
The one question to ask yourself.....can you book/commit at 11 mo to take advantage of home resort booking window. Or are you more of a last minute planner? If it's the later, buy SSR resale and grab whether is available at 7 mo.
9:53pm on 6/13/26 by
hlbyers
We're resale- Boulder Ridge. Wanted enough points to stay most times of the year in a 2BR if needed- so 300ish pts. We main perks for direct weren't enough to justify the price. "Vacation Club Life" bc they had what we wanted. They were great!
10:01pm on 6/13/26 by
Britgrliam
Bought SSR resale,150 pts, in 2023 after many months of research. Direct benefits weren't important to me, especially saving close to 52% buying resale. Bought from DVC Resale Market with a great experience. Totsy and other Liners were a big help.
10:51pm on 6/13/26 by
allanmayo
...Also, acquired a Disney Visa card which gave me similar DVC direct perks when it came to merch and certain restaurant discounts. Good Luck!
10:53pm on 6/13/26 by
allanmayo
Andy Berry from DVC Resale market is a great one to work with. I started with a bigger resale contract but then bought a bunch of smaller direct contracts after. Bec i like the new resorts. Have been able to stay in every DVC resort in about 5 years
1:16am on 6/14/26 by
Totsypooh
When you identify what resorts you are interested in I would set up a search on
https://www.dvcforless.com/
That is a liner's website. You can get email alerts to get an idea of contracts/prices across multiple DVC resale companies.
6:48am on 6/14/26 by
PrincipalTinker
One thing I don't see mentioned much, make sure you are looking at how many points are available. One reason many people buy newer resorts direct is often they come with more years of points than resale and the cost per point is closer.
6:58am on 6/14/26 by
PrincipalTinker
We bought direct at GFV when they had the fire sale so it wasn't much more than resale. When we were ready to add on I was watching for CCV resale but only for a good price on my sane use year. I'm not a haggler so I wanted one of the red hot deals from..
7:58am on 6/14/26 by
popupcamper
....DVC resale market. One with my use year and the points I wanted didn't come on the market before Poly direct had a sale that was also not too much more than resale so we bought direct again. On direct you can charge it so get credit card points too.
8:00am on 6/14/26 by
popupcamper
I like direct because we do get the DVC AP so that saves some money, and I want to be able to use my points at the new resorts. If I were to add on now though it would probably be SSR resale as I have a good amount of direct points.
8:03am on 6/14/26 by
popupcamper
@Principal - great point. The long term cost of annual dues over the length of the contract is critical. So don't buy Vero Beqch thinking you've made some great deal. Those dues will eat up the buy-in "savings" pretty quickly.
8:18am on 6/14/26 by
hlbyers
Thanks so much for all of the replies! I will probably have more questions soon!
11:48am on 6/14/26 by
MicheleandtheBeast