I'm a blue card member so I don't exactly know. But they have asked me to show them the 'DVC Y' on my virtual card to take advantage.
8:42pm on 7/20/26 by
allanadale
They will look to see if the DVC, Y is in your MDE /Google/Apple wallet for lounge access and discounts
8:52pm on 7/20/26 by
cdlla
So then to get into the lounges, you need to rent from a blue card member?
9:08pm on 7/20/26 by
Fatty McButterpants
9:13pm on 7/20/26 by
youcanfly
Renting from a blue card member will not get you access if you are not a blue card owner.
12:55am on 7/21/26 by
Beautiesandtheb
If you do mobile merchandise checkout or mobile order from a table service, the DVC discount is applied automatically (I am a resale only member with DVC-ND status).
5:12am on 7/21/26 by
Lindsey740
Do the lounge CMs care? Yes, you are not getting into a DVC lounge. As others have said, mobile orders (merchandise and food) will apply the discount, for now. They could fix that at any time so don't expect it but enjoy it if it works.
5:38am on 7/21/26 by
PrincipalTinker
I also have to point out that discounts and lounge access are not deeded rights for blue card members either.
6:13am on 7/21/26 by
melcort10
Ok got it, so it's a ripoff to rent points from a white card member, and you should only rent points from a Blue Card member. And then for lounge access, they just need to let me borrow their card for my trip?
7:49am on 7/21/26 by
Fatty McButterpants
@Fatty, I feel like you're doing a bit. It's not really landing. But taking it seriously: point rentals are for hotel stays only. No other perks come with.
8:11am on 7/21/26 by
allanadale
Sorry, just trying to understand. So you need to be staying in the same hotel as the lounge to be able to go in? So like top of the world is for BLT only?
8:14am on 7/21/26 by
Fatty McButterpants
As a "white card" member, I was fully aware of resale restrictions. I got the Disney Visa credit card to receive 10% discounts on merch and many restaurants on property. I've also gotten 15% discount for special tickets like Wild Africa Trek.
11:32am on 7/21/26 by
allanmayo
@Fatty is being facetious, as is normal on this topic. Don't take it seriously, no need to correct him.
11:34am on 7/21/26 by
utang44
We Fatty!
11:46am on 7/21/26 by
allanmayo
typo....We love @Fatty!
11:47am on 7/21/26 by
allanmayo
And Fatty loves Mayo!
1:40pm on 7/21/26 by
Fatty McButterpants
And multilayer chocolate cake from TotW?
2:09pm on 7/21/26 by
hodg
Thanks for your response guys. OK well I guess the question I have a white card members is how many times ever have you been denied or merchandise discount?
2:10pm on 7/21/26 by
caurilio@gmail.com
I have not been able to get any DVC discounts since they went to the card in MDE. Before that I got the discounts a few times just by showing my reservation on MDE.
3:37pm on 7/21/26 by
evamarie320
I've been denied discounts so many times that I stopped trying. I would have no expectations of getting any discounts if you are buying resale. Be confident that your resale savings will make up for it.
4:30pm on 7/21/26 by
melcort10
Agree with @mel. And I'll echo whoever said this above: just get the Disney visa in order to get discounts. No regrets that I bought resale.
5:03pm on 7/21/26 by
evamarie320
I think the big reason to buy direct over resale is being able to use your points at future hotels. We enjoy the AP discount too but using at future hotels is the main reason I went direct (and the price difference wasn't much at that time.)
5:14pm on 7/21/26 by
popupcamper
If you buy resale, you're a DVC "owner" but not a DVC "member". Our first contract was dirct from DVC, making us members with the blue card. Our add-on contract was a resale contract.
11:02am by
cobia
Thank you for that distinction, @cobia! I'd consider that a hard line between the two since many people spent a great deal of money for those direct buy membership perks.
11:27am by
Ali Ababwa
Direct perks may be important to you and not others. Wasn't important to me because I live in NH and only go down 1-2 time a year. Direct discounts couldn't add up to the $15,000 I saved going resale. Booking at 14 OG resorts were plenty for my dollar.
11:48am by
allanmayo
It didn't matter to us because we were already members, so we didn't lose anything buying resale for our second contract. The discount perks may not be substantial enough on their own to ch9oose buying from DVC over resale but there are other benefits to
3:03pm by
cobia
buying from DVC. Just have to see if those benefits outweigh the cost difference
3:03pm by
cobia
I've heard of circumstances where someone buys a minimal DVC contract from DVC for the "membership" and then adds on a much larger resale. Our first contract was pretty big but our resale was bigger and much less $
3:05pm by
cobia
I've never heard of that distinction between member and owner @cobia. The DVC website refers to me as a member. I have a membership number. (Even tho I bought resale).
3:20pm by
evamarie320
4:21pm by
caurilio@gmail.com
I've missed @fatty's DVC blue card banter. Glad you're back!
4:34pm by
ljmcg
@caurilio, right. If you buy resale today you do not qualify for any "Membership Extras". Some people who bought resale years ago get those benefits. WDW changes the rules every few years (imho trying to make resale less attractive. )
4:40pm by
evamarie320
That press release talks about "eligible members" which means members with a blue card.
4:41pm by
evamarie320
I do not believe there is an owner/member distinction. Just some owners/members are not eligible for membership extras which are the "fringe benefits" and discounts.
4:52pm by
melcort10